21 Midline Road
BALLSTON LAKE, NY 12019
Phone: (518) 399-5022
Fax:
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Pre-Payment Options

 

 

There are a growing number of options available

 

to the public today when seeking to preplan and

 

prepay their final wishes. 

 

We can tailor a plan that's right for you.

 

Pre-paying can protect you and your family from future inflationary trends while providing the peace of mind of knowing that they will be cared for after you are gone. Below you will find more detailed explanations of the plans that we have available. If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.

 

New York State requires that all monies be deposited into an interest bearing trust account established in your name. Our accounts are 100% FDIC insured, and you will receive a statement within 30 days to notify you that the account has been established. You will receive annual 1099 statements on the account as you would on any other interest bearing account.  The principal plus the interest always remain wholly yours until the time of need.

 

The two types of pre-paid contracts are either a Revocable Trust or an Irrevocable Trust.

 

Revocable Trusts:

  • You can withdraw the money from the account at any time and for any reason.
  • We guarantee our prices provided that the account is paid in full and the interest is left to accrue on the account.
  • At the time of need if there is a balance in the account greater than the cost of the funeral it will be refunded to the decedent's estate.
  • At the purchaser's request and if he or she is eligible it can be easily changed into an Irrevocable Trust.

An Irrevocable Trust is established for people who are eligible for Medicaid or Supplemental Security Income.

 

Irrevocable Trust:

  • The funds in the account must be used for the purchaser's funeral expenses.
  • We guarantee our prices provided that the account is paid in full and the interest is left to accrue on the account.
  • At the time of need if there is a balance in the account greater than the cost of the funeral it must be refunded to the purchaser's county of residence.

 

**Please Note: That if you have already made your arrangements elsewhere and wish to transfer them to our funeral home, either type of account can be transferred at anytime for any reason. We would be glad to assist you. 

Our Services

We understand that it is not always possible to pay respects in person, & hope that this small token will help. You can search for your loved one using the search box below.

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Daily Grief Support by Email

Grieving doesn't always end with the funeral: subscribe to our daily grief support email, designed to help you a little bit every day, by filling out the form below.

Weekly Email Tips to Support a Grieving Friend

Those grieving are in great need of support. If a close friend has recently experienced a loss, fill out the form below to subscribe to our weekly tips and find out how you can be most helpful.

Book of Memories

The pinnacle of memorialization, any family member or friends can take advantage of this free services by creating an account and a book to memorialize their loved one.

Immediate Need

If you have immediate need of our services, we're available for you 24 hours a day.

Obituaries & Tributes

It is not always possible to pay respects in person, so we hope that this small token will help.

Pre-Arrangement

Dying is one of the few events in life that's certain to occur, yet one we rarely plan for. Should we spend more time preparing for a two week vacation than we do our last days on Earth?

Expressions of Sympathy

It can be difficult to find the right words, so we have hand-picked a collection of sympathy and remembrance gifts that will be cherished.

Order Flowers

Offer a gift of comfort and beauty to a family suffering from loss.

Proudly Serving the Communities of BALLSTON LAKE, Burnt Hills, Clifton Park, Jonesville, Ballston Spa, and Niskayuna
(518) 399-5022 Townley & Wheeler Funeral Home
21 Midline Road
BALLSTON LAKE, NY 12019
Email: townleywheelerfh@gmail.com
(518) 399-5022 Townley & Wheeler Funeral Home
21 Midline Road
BALLSTON LAKE, NY 12019
Email: townleywheelerfh@gmail.com
(518) 399-5022 Townley & Wheeler Funeral Home
21 Midline Road
BALLSTON LAKE, NY 12019
Email: townleywheelerfh@gmail.com
(518) 399-5022 Townley & Wheeler Funeral Home
21 Midline Road
BALLSTON LAKE, NY 12019
Email: townleywheelerfh@gmail.com
(518) 399-5022 Townley & Wheeler Funeral Home
21 Midline Road
BALLSTON LAKE, NY 12019
Email: townleywheelerfh@gmail.com

365 Days of Healing

Grieving doesn't always end with the funeral: subscribe to our free daily grief support email program, designed to help you a little bit every day, by filling out the form below.